Many people only have one retirement account (if any): their employer’s 401(k). These accounts are critical to most people’s retirement savings, but savers have little control over how the accounts are managed. There are only so many ways they can choose to invest their retirement funds. Naturally, some people will want to be more involved in the management of such an important asset.

Most people keep track of their personal credit score to ensure they’re eligible for home or auto loans, lower interest rates and more. But did you know that businesses can also have credit scores? Failing to pay attention to your small business credit score could be detrimental to your company’s growth over time.

When starting your small business, you’ve budgeted for your location, equipment, inventory, working capital and more. But did you factor in the foundations of a cash reserve?

A cash reserve is a crucial aspect of business that entrepreneurs tend to forget. Also referred to as a “rainy day fund,” this pool of cash can be critical in carrying your business through difficult financial periods.