Loan
Brokers

Loan Brokers are responsible for $5 billion in small business and commercial financing each year. Tenet Financial Group works alongside the largest loan broker network, The National Alliance of Commercial Loan Brokers, to offer 401(k)/ROBS funding to their clients who need non-borrowed equity injection or cash reserves to meet the lender’s requirements.

Why Partner with

Tenet Financial Group?

Loan brokers are a critical conduit between business borrowers and lenders. From managing paperwork to borrower education on the many loan options available today, loan broker expertise is at premium. 

Tenet Financial Group specializes in helping loan broker clients utilize 401(k)/ROBS funding to complete their funding package. Oftentimes, borrowers need non-borrowed equity injection or cash reserves/liquidity to meet the lender’s requirements to qualify for the loan. The 401(k)/ROBS program with Tenet Financial Group helps the borrower access their pre-tax retirement account(s) for this purpose and, in turn, helps the loan broker close the loan.

Our team has worked with loan brokers and their clients since our inception and we’re always looking to expand these relationships!

We provide high-level service to your clients, making sure they get the best service, every time they work with us.

We don’t pidgeonhole anyone into an ROBS -- sometimes they don’t make sense, and we get that.

We work with Loan Brokers exclusively through our 401(k)/ROBS Program

We help borrowers access non-borrowed equity injection funds to close their loans

we prioritize client service, always doing what's best for the borrower

we offer free webinars for loan brokers to learn more about 401(k)/ROBS Funding

Frequently asked questions

ROBS is an acronym for Rollover as a Business Start-Up, a process by which a person can “rollover” an existing retirement account(s) without an early withdrawal penalty into a new business or franchise purchase.

Only pre-tax retirement accounts can be used when doing a ROBS. These include Keogh, Traditional IRA, non-Roth 401(k), Pensions, Annuities, 403b, 457, and any other pre-tax retirement account.

Due to the costs of setting up a ROBS, it’s advisable to rollover a minimum of $50,000. There are no maximum limitations. And, should he or she choose, a business owner can rollover additional funds in the future (separate costs involved).

Initial setup of a new ROBS plan through Tenet Financial Group is $4,995 with a monthly ongoing $135 per month fee of administration. Other fees include, but are not limited to, Annual Business Valuations required by the IRS.

Tenet Financial Group is a Third-Party Administrator of ROBS plans. We’re experts in plan design, installation, and administration. Our team follows four specific steps to set up a new ROBS account, beginning with setting up a C-Corporation for the new business. We hold the clients’ hand throughout the process and leave no question answered.

ROBS funding can be used for any for-profit business. Restaurants, Retail, Flip and Flip, Franchises, Independent Businesses, even purchasing an Existing Business.

Let's Work Together

Whether you’re a franchisor seeking to grow your brand or a CPA seeking a partner to help orchestrate ROBS solutions in a tax-compliant manner, Tenet Financial Group is here to help. Our specialized knowledge, tenured staff, strong reputation and communication skills make us the partner you’ve been looking for. From franchise brands and tax professionals to financial advisors and capital lenders, we’re looking forward to adding you to our network of partners.

Want more information about what it means to work in partnership with Tenet Financial Group? Contact us today to speak with a member of our team.

By submitting a form, you agree to this website’s Terms of Service and you grant consent to receive information from Tenet Financial Group at the email address and/or telephone number you provided. This form does not obligate you in any way to do business with us.

Contact us

Interested in Learning About (Check All That Apply):
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Let’s Work Together

Whether you’re a franchisor seeking to grow your brand or a CPA seeking a partner to help orchestrate ROBS solutions in a tax-compliant manner, Tenet Financial Group is here to help. Our specialized knowledge, tenured staff, strong reputation and communication skills make us the partner you’ve been looking for. From franchise brands and tax professionals to financial advisors and capital lenders, we’re looking forward to adding you to our network of partners.

Want more information about what it means to work in partnership with Tenet Financial Group? Contact us today to speak with a member of our team.

By submitting a form, you agree to this website’s Terms of Service and you grant consent to receive information from Tenet Financial Group at the email address and/or telephone number you provided. This form does not obligate you in any way to do business with us.

Contact us

Interested in Learning About (Check All That Apply):
This field is for validation purposes and should be left unchanged.