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Tips for Optimizing Payment Terms for Suppliers and Clients
Cash flow is crucial for a successful small business, but a few simple things can interrupt the cash you have on hand. One of these is the average payment terms you maintain between your business and vendors and your business and clients. Uneven payment terms can...
3 Things That Allow Your Business to Scale
Once your business is past the startup phase and has found stability in the market, your next pursuit is likely expanding your operations. However, scaling your business—increasing sales while maintaining efficiency and profitability—is not always as easy as it...
When Is the Right Time to Roll Over an Existing 401(k)?
After leaving a former employer, you’re likely to be left with an employer-sponsored 401(k) account that you’ve invested in over the years. You have a few options for what you can do with this retirement account. One of the most popular choices is to roll it over into...
How to Maintain Work-Life Balance as a Small Business Owner
Entrepreneurs know how much hard work goes into starting and growing a small business. There are long hours, challenges and a lot of elbow grease involved. Even the most passionate small business owners need a break sometimes! To make sure you’re able to put your all...
3 Reasons Why Older Adults Make Great Entrepreneurs
There’s a common misconception that entrepreneurship is most successful when begun at a young age. While there are certainly many successful young entrepreneurs, small business owners should not feel limited by their age. Truthfully, older adults nearing or past...
The Importance of a Small Business Cash Reserve
When starting your small business, you’ve budgeted for your location, equipment, inventory, working capital and more. But did you factor in the foundations of a cash reserve? A cash reserve is a crucial aspect of business that entrepreneurs tend to forget. Also...
Build Your Small Business with Health and Safety in Mind
As it swept across the nation, the COVID-19 pandemic forced small business owners to examine how safe their storefronts were and implement features to protect the health and safety of their employees and customers. Now, with the world in a state of uncertainty and...
Considerations When Choosing Your Business Location
Once you’ve decided to open up a business, one of the most important choices you’ll be faced with is where to locate it. Location can have a significant impact on the success of your business, so it’s something you should think long and hard about. A few key...
How-To Optimize Small Business Cash Flow
Once your business is up and running, you’ll need to stay on top of many things to ensure it stays financially healthy and stable. One of the most important of these is your cash flow, or how much money is flowing in and out of your company. Maintaining a positive...
3 Mistakes to Avoid with Your Rollover as Business Startups
When looking to finance a franchise or small business, you have a few options. While loans and lines of credit (known as debt-funding) are pretty common, one beneficial funding choice is using an existing retirement account through a Rollover as Business Startup...